SPREADING THE COST
We are pleased to provide our customers with affordable and
flexible finance options. Interest free finance enables you to take
advantage of the products and services we offer.
FREQUENTLY ASKED QUESTIONS
How do I apply?
Please complete the form below listing the products you are interested in or call 01274 271302 to discuss.
You must be over the age of 18 at the time of
application and a UK resident for a minimum of 12 months.
Finance is subject to status, and terms and conditions apply.
What types of products can I use it for?
Most products we offer are available on finance. £250.00 minimum purchase. Our team
will be happy to discuss the options available to you.
How much can I put on finance?
You can apply for finance ranging from £250-£25,000.
Will I have to pay any additional fees?
With interest free credit, there are no hidden costs – you will
only repay the amount borrowed.
What finance terms are available?
We offer a number of different options with or without deposit 6 to 11 months interest free.
How do I make repayments?
Payments are by monthly Direct Debit and will start
approximately one month after the loan agreement has
How quick is the process?
The application process is quick and simple and you will
receive an immediate decision upon submission of your
Can I change my mind about the finance?
Yes, there is a 14-day ‘cooling-off’ period, after signing the
finance agreement in case you change your mind. However
you will be required to arrange an alternative payment for registered software and bespoke products.
Before starting the application, check that you are eligible for consideration for finance
through Hitachi Personal Finance. Ask if they meet the following criteria:
Minimum age of 18 years
UK Resident for more than 12 months
You must have their own personal Bank Account from which a Direct Debit can be taken
Meet one of the following employment statuses:
Employed, working 16 hours minimum per week, on a permanent contract
Self – Employed working a minimum of 16 hours per week
Retired person (This includes early retirement)
A person on Disability allowance, for which they can provide proof
Student Nurse or Doctor
If unemployed and a “House Person”, they can apply for the finance providing they
have a cohabitating spouse/partner who can provide employment details
Interest free credit
Customers pay equal monthly repayments for a fixed term.
Customers may be required to pay a deposit and there is a minimum spend of £250.00
Payments start approximately one month after customers receive their goods/services.
Customers pay no interest with this product.